Credit to Households (BIS)
Credit to Households. Bank for International Settlements — Credit statistics, 2018–2025.
Source: Bank for International Settlements — Credit statistics Licence: BIS terms — public data Unit: % of GDP Parsed: 2026-06-28 Open source ↗
Avg (2025)
54.5
0.00pp vs 2024
Improving
14
of 43 tracked
Declining
17
period over period
Stable
12
±0.5pp band
Credit to Households
Interactive — choose a period, search a country, switch between bars, table and map.
Trend over time
Group average by period, 2018–2025.
AmericasEurope & Central AsiaEast Asia & PacificSub-Saharan AfricaMiddle East & North AfricaSouth Asia
Movers
Biggest period-over-period changes.
Top risers
| Entity | Now | Change |
|---|---|---|
| 🇮🇳 India | 47.8 | +3.3pp |
| 🇦🇺 Australia | 114 | +2.0pp |
| 🇨🇭 Switzerland | 123 | +1.9pp |
| 🇳🇴 Norway | 87.3 | +1.9pp |
| 🇸🇬 Singapore | 44 | +1.6pp |
Top fallers
| Entity | Now | Change |
|---|---|---|
| 🇨🇳 China, People's Republic of | 58 | -2.0pp |
| 🇩🇰 Denmark | 84.1 | -1.7pp |
| 🇱🇺 Luxembourg | 61.2 | -1.6pp |
| 🇬🇧 United Kingdom | 73.6 | -1.3pp |
| 🇹🇭 Thailand | 87.5 | -1.3pp |
By group
Change by group, latest period.
South Asia +3.3pp
Middle East & North Africa +0.80pp
Americas +0.10pp
East Asia & Pacific -0.10pp
Europe & Central Asia -0.20pp
Sub-Saharan Africa -0.30pp
| Group | Members | Avg | Change |
|---|---|---|---|
| East Asia & Pacific | 10 | 71.7 | -0.10pp |
| Europe & Central Asia | 22 | 53.3 | -0.20pp |
| South Asia | 1 | 47.8 | +3.3pp |
| Americas | 7 | 42.7 | +0.10pp |
| Middle East & North Africa | 2 | 37.3 | +0.80pp |
| Sub-Saharan Africa | 1 | 33.5 | -0.30pp |